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Three Health Insurance Programs Demonstrate How Standardized Health Benefits Protect Consumers

This report, Role Models and Cautionary Tales: Three Health Programs Demonstrate How Standardized Health Benefits Protect Consumers, examines the lessons from three health insurance programs that adopt very different approaches to standardizing benefits for consumers. The study finds that consumers are best protected when they can choose from among a manageable number of standardized health benefits packages, and when those standards include annual out-of-pocket limits covering all services. You can view the full report by Paul Precht and the Medicare Rights Center on their website: http://www.medicarerights.org. The full report was prepared with support from Consumers Union.