Welcome to Consumer Reports Advocacy

Consumer Reports is an independent nonprofit organization that works for a fair, safe and transparent marketplace.

Since we were founded as Consumers Union in 1936, we have advocated for the rights of all consumers. Now, we are united under the Consumer Reports name, bringing together our trusted testing, research, journalism, and advocacy.

We hope you will partner with us and our six million members for a better world.

Fair premium payment policies and practices in Covered California

Under the Affordable Care Act (ACA), consumers applying for insurance in the new Marketplaces will be required to pay monthly premiums to private health insurance issuers. A significant number of individuals and families eligible for coverage will be interacting with the private insurance marketplace for the first time; they have little to no experience paying premiums.