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Covered California Cost-Sharing: Understanding Copayments, Coinsurance, and Deductibles

Once you sign up for health insurance through Covered California, you will pay a monthly fee to your health plan. This is called a “premium.” In return, your health plan agrees to help pay for the medical services you’ll need if you get sick or hurt. Although your health plan will cover a lot of the cost, you will also usually have to pay for part of your own care yourself. The part that you will pay for is called “cost-sharing.” Three common forms of cost-sharing are copayments, coinsurance, and deductibles. Learn more from our Covered California Cost-Sharing: Understanding Copayments, Coinsurance, and Deductibles factsheet.

For the full factsheet, click here.

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