Consumers Union’s comments on Anthem Blue Cross’s proposed rate increase for individual health insurance in California for the 2017 plan year. In particular, Consumers Union calls attention to:
- Unusually high medical trend projections, particularly in terms of prescription drugs, without supporting data to prove that projection or explanation of what they are doing to respond to that trend.
- Failure to explain quality improvement or cost containment efforts.
- Factors that were not adequately supported, and an actuarial certification that relied on limited information in certifying the filing.