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Consumer Reports is an independent nonprofit organization that works for a fair, safe and transparent marketplace.

Since we were founded as Consumers Union in 1936, we have advocated for the rights of all consumers. Now, we are united under the Consumer Reports name, bringing together our trusted testing, research, journalism, and advocacy.

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Comments to the Bureau of Consumer Financial Protection regarding student loan affordability

Based on our own research, and informed by stories that consumers have shared with us regarding their experiences, we believe that private student lenders should offer flexible repayment plans and refinance options to private loan borrowers. These two changes would provide immediate relief to borrowers and promote their long-term financial well-being, while restoring some much-needed market discipline to the private student loan industry.

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