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Alabama-Rate Review Law

  • Alabama does not have prior-approval of premium rate increases for individual market policies.
  • Notices of rate increases and rate filings are to be filed with the Department of Insurance “on an informational basis only.” ALA. CODE § 27-14-8; ALA. ADMIN. CODE § 482-1-024-.03.
  • Rates and rate filings are not publicly available on state agency websites. Filings are considered proprietary, trade secret information and may not be disclosed to the public. ALA. ADMIN. CODE § 482-1-024-.03.

Information is based on review of state statutes and regulations and in some case, interviews with state insurance departments.