Welcome to Consumer Reports Advocacy

For 85 years CR has worked for laws and policies that put consumers first. Learn more about CR’s work with policymakers, companies, and consumers to help build a fair and just marketplace at TrustCR.org

Wolf in Sheep’s Clothing: Payday Loans Disguise Illegal Lending

Although Texas’ constitution and state law limits interest rates on small loans, some
Texas companies ignore the state usury laws and charge interest far above the statutory