Welcome to Consumer Reports Advocacy

Consumer Reports is an independent nonprofit organization that works for a fair, safe and transparent marketplace.

Since we were founded as Consumers Union in 1936, we have advocated for the rights of all consumers. Now, we are united under the Consumer Reports name, bringing together our trusted testing, research, journalism, and advocacy.

We hope you will partner with us and our six million members for a better world.

What’s the Difference Between “Co-payment” &“Co-insurance”?

Even when you have insurance, understanding how much you have to pay when you go to the doctor can be hard. This fact sheet explains the important differences between two ways you might have to pay when you use medical services: “co-payment” or “co-insurance.”