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For 85 years CR has worked for laws and policies that put consumers first. Learn more about CR’s work with policymakers, companies, and consumers to help build a fair and just marketplace at TrustCR.org

Watch out for costly credit-card practices

Among the reports we’ve received from a growing number of consumers are hefty late fees triggered when credit-card companies don’t process on-time payments promptly; “over the limit” fees added when finance charges push balances too high; and interest rates raised even when the consumer has neither missed a payment nor been late with one.