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Consumer Reports is an independent nonprofit organization that works for a fair, safe and transparent marketplace.

Since we were founded as Consumers Union in 1936, we have advocated for the rights of all consumers. Now, we are united under the Consumer Reports name, bringing together our trusted testing, research, journalism, and advocacy.

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The CHOICE Act: The Wrong Choice for Consumers

Congress created the CFPB in response to the financial crisis of 2008 to ensure that consumers get a fair deal and to protect them from the kind of predatory banking practices that led to a record number of foreclosures and one of the worst economic downturns in our history. The agency protects consumers, not banks, so the financial industry has fought the CFPB since its inception. But now, the CFPB is facing a much more serious threat. Representative Jeb Hensarling’s Financial CHOICE Act would weaken and nearly dismantle the agency.