Welcome to Consumer Reports Advocacy

For 85 years CR has worked for laws and policies that put consumers first. Learn more about CR’s work with policymakers, companies, and consumers to help build a fair and just marketplace at TrustCR.org

Payment Methods

Paying with a debit card, gift card or prepaid card might not give you the protection you expect. CU exposes bad practices and advocates for improvements.

Credit cards, debit cards, gift cards and more

Your wallet, purse or pocket likely contains some way to pay for goods and services, whether it is a credit card, debit card, gift card, prepaid card, check, cash or mobile phone. The payment choice can often determine what types of consumer protections you will have in case something goes wrong. Consumers Union exposes bad practices and advocates for strong regulatory and statutory changes for a better payments marketplace.