The devastation wrought by the COVID-19 pandemic has brought millions of newly unemployed Californians to the brink of financial ruin. The federal CARES Act payments ($1200 for most individuals) provide an essential lifeline in the midst of an economic crisis. It is essential that the Economic Impact Payments, which are expected to begin being distributed next week, reach the people they are intended to help. Consumer Reports, along with coalition partners, urges Governor Newsom to implement protections for vulnerable Californians who are facing debt collection lawsuits and activities during this unprecedented time.