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Consumer Reports is an independent nonprofit organization that works for a fair, safe and transparent marketplace.

Since we were founded as Consumers Union in 1936, we have advocated for the rights of all consumers. Now, we are united under the Consumer Reports name, bringing together our trusted testing, research, journalism, and advocacy.

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Letter to the Federal Reserve regarding unfair and deceptive credit card practices

Consumers Union states consumers show that they often do not understand the ways in which credit card practices will deprive them of expected benefits until after it happens to them.