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Letter to the Department of Education on its authority to regulate campus banking products

The Department has clear authority to regulate accounts that may receive Title IV funds, because: (1) the plain language of other Title IV provisions confers such authority; (2) such an interpretation ensures consistency within the language of the larger statute; and (3) such an interpretation is consistent with the goals and purpose of the Title IV program – to ensure affordable access to education by providing taxpayer-funded assistance to college students.

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