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Letter to Secretary Geithner and Attorney General Holder Re: Obama Administration’s Position on Whether States May Protect Consumers Against National Banks’ Predatory Lending

President Obama has acknowledged the massive “failure of oversight and accountability” that now threatens our banking system and entire economy. The former Bush Administration openly invited that failure with regulations in 2004 designed to block states from investigating or enforcing any state anti-predatory lending laws and other state consumer protection laws against national banks and their operating subsidiaries. The undersigned consumer and civil-rights organizations write to join the request by Consumers Union that you reverse the former Bush Administration’s position.