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Consumer Reports is an independent nonprofit organization that works for a fair, safe and transparent marketplace.

Since we were founded as Consumers Union in 1936, we have advocated for the rights of all consumers. Now, we are united under the Consumer Reports name, bringing together our trusted testing, research, journalism, and advocacy.

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Letter to FTC Re: FACTA Identity Theft Rule

Our primary concern is that the definition of identity theft report is too open-ended. The definition will introduce many problems by permitting each CRA and furnisher to require different additional information before a sworn statement filed with a law enforcement agency qualifies as an identity theft report.