Welcome to Consumer Reports Advocacy

Consumer Reports is an independent nonprofit organization that works for a fair, safe and transparent marketplace.

Since we were founded as Consumers Union in 1936, we have advocated for the rights of all consumers. Now, we are united under the Consumer Reports name, bringing together our trusted testing, research, journalism, and advocacy.

We hope you will partner with us and our six million members for a better world.

How to Choose a Private Student Loan

Tip Sheet: Use private student loans to pay your college costs only after you have exhausted your federal loans. Federal loans are less expensive than private loans. The most common federal loan is a Stafford loan, and it has a fixed interest rate of 6.8%. Nearly everyone is eligible.