![](https://advocacy.consumerreports.org/wp-content/uploads/2010/12/small-town-300x160.jpg)
As a matter of public policy, reverse mortgages should be considered suitable only when a senior has no other viable option. Those considering a reverse mortgage should always consider less costly options first. Reverse mortgages come with high costs, can expose borrowers to potential abuse and can place non-borrowers who may share the dwelling at risk of displacement when the borrower dies or must leave the home.