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Consumer Reports is an independent nonprofit organization that works for a fair, safe and transparent marketplace.

Since we were founded as Consumers Union in 1936, we have advocated for the rights of all consumers. Now, we are united under the Consumer Reports name, bringing together our trusted testing, research, journalism, and advocacy.

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Debit Cards

Bank debit cards have quickly become popular, allowing consumers to use funds directly in their bank accounts. But debit cards are not always the best payment option; among their downsides is that they do not have the same protections as credit cards, and may incur huge fees due to overdraft loans and other bank fees.