Consumers Reports comment letter to the Consumer Financial Protection Bureau urging it to delay the implementation of new debt collection regulations adopted under former CFPB director Kathy Kraninger. CR urged the CFPB to ban attempts to collect time-barred debt, to require debt collectors to substantiate debts they are trying to collect, to issue a bright line rule with a specific limit on the number of times a debt collector is allowed to contact a consumer over the phone, and to bar contact by
debt collectors of consumers via social media.