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CR letter urging California Insurance Commissioner to make auto insurance discount programs fair and equitable

Consumer Reports letter to California Insurance Commissioner Ricardo Lara calling on him to finalize a proposed regulation that would ensure group discount programs for auto insurance do not unfairly discriminate against drivers with less education and lower incomes.  A December 2019 California Department of Insurance investigation found that current auto insurance discount programs provide some consumers in higher income occupations with lower rates, while people of color and lower income drivers pay significantly more