Consumer Reports, Viewpoint: Debit Holds

As if gas didn’t cost enough…

Mary Alice Belov planned to put gas in her car, then buy groceries. What she didn’t plan on was the $10 gas purchase freezing $50 of her bank account and forcing Belov, a small-business owner from Goldendale, Wash., to put items from her cart back on the shelf. Blame the all too common “debit hold.”