Consumer Reports, 20/20 Vision, Americans for Financial Reform, Center for Digital Democracy, Consumer Action, Consumer Federation of America, National Association of Consumer Advocates, National Consumer Law Center (on behalf of its low-income clients), Texas Appleseed, Truth in Advertising, Tzedek DC, UC Berkeley Center for Consumer Law & Economic Justice, and US PIRG write in support of S. 4145. This bill would restore the FTC’s §13(b) disgorgement and restitution authority in order to help stop marketplace misconduct and ensure swift repayment to defrauded consumers.