Welcome to Consumer Reports Advocacy

For 85 years CR has worked for laws and policies that put consumers first. Learn more about CR’s work with policymakers, companies, and consumers to help build a fair and just marketplace at TrustCR.org

A Consumer’s Guide to Using Credit Cards

As a consumer, it pays to be smart when choosing and using a credit card. Click the link below to access a site maintained by the Federal Reserve Board which provides a basic guide to navigating the credit card process.

– Learning more about credit card offers
– Understanding your statement
– Credit card repayment calculator
– Summaries of the law
– Tips for improving your credit score
– A glossary explanation various financial terms

A Consumer’s Guide to Using Credit Cards