Welcome to Consumer Reports Advocacy

Consumer Reports is an independent nonprofit organization that works for a fair, safe and transparent marketplace.

Since we were founded as Consumers Union in 1936, we have advocated for the rights of all consumers. Now, we are united under the Consumer Reports name, bringing together our trusted testing, research, journalism, and advocacy.

We hope you will partner with us and our six million members for a better world.

A Consumer’s Guide to Using Credit Cards

As a consumer, it pays to be smart when choosing and using a credit card. Click the link below to access a site maintained by the Federal Reserve Board which provides a basic guide to navigating the credit card process.

– Learning more about credit card offers
– Understanding your statement
– Credit card repayment calculator
– Summaries of the law
– Tips for improving your credit score
– A glossary explanation various financial terms

A Consumer’s Guide to Using Credit Cards