Bipartisan efforts to stabilize the private individual and small group marketplace offer hope that legislators will work together to ensure that coverage options remain available to consumers on the individual and small group markets. Consumers Union, the policy and mobilization division of Consumer Reports, welcomes this next step in the healthcare reform discussion. Before turning to improvements on the Affordable Care Act (ACA) to address the affordability and accessibility of health coverage, we urge this bipartisan group to move forward on realistic solutions to the critical issue of marketplace stability for the millions of consumers who rely on the private individual and small group markets for their health insurance.